I'm sitting here in Florida waiting out the rain of hurricane Matthew and wondering the same thing - will enough people care about those who can't care for themselves? We've been told that authorities won't respond to calls for assistance right now, and I'm finding myself being more cognizant of my neighbors and what they might need, especially since I now know that there's nobody else coming to help them if a need arises. Government creates moral hazard simply by its existence. And my state of mind has definitely changed (for the better, ie, more caring) now that I know government won't be helping anyone for the next few hours.