Actually, it's 13 weeks with 1 payment per week (not three years). It's for sure a bet and you shouldn't invest in something you don't really grasp and believe in. Otherwise, it's easy to panic sell. (at one point, Steem was worth $0.10)

SP helped me curb my desire to panic sell and also helped me be a good hodler.

Overall, I believe in STEEM because it solves a problem for the content internet. It's far from perfect but i've seen it getting better and better. It's also the highest performing blockchain: (check www.blocktivity.info) and the website has about 35 million pageviews per month.

I have a hard time believing that the value can go to zero at this point and how it can't keep growing...especially with the incoming Smart Media Tokens. Call me up @jrue if you ever want to chat about it :-)

As for Jordan's program...it's a directed writing program, so technically, you could do it all by hand but I found that using his software help direct it better. I've done a lot of self help stuff in the past and I must say, writing has been the best to sort myself out. It's cheap too I think...like $10. Me and Annie did a week-end retreat to plan our future and that was exactly what we needed to plan our future together.