HBD savings are awarded monthly? HOw is that going? Every 1st of the month? I actually it was kind of daily?... 1PGM !LUV
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HBD savings are awarded monthly? HOw is that going? Every 1st of the month? I actually it was kind of daily?... 1PGM !LUV
The interest in your HBD on Hive Savings is awarded every 30 days from the time you deposited HBD when your HBD on your Hive Savings was zero. 🤓 You will then need to either deposit or withdraw any amount of HBD on your Hive Savings to claim your HBD Savings interest. 😏
Anyway, you accidentally typed
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So the simple action of moving your HBD to your HBD savings liberates the interest (and adds it as well to the savings account)? That's actually what I just noticed lol. I earned almost the same amount in interest last month than in curation/author rewards.... !wine
That's not a big deal, as the only thing you will be missing out if you don't claim your HBD Savings interest right away whenever available is the compounding of the interest, which is very small (at 0.20 * 0.20 / 12 = approximately 0.33% interest per month to add to compounding). 🤓😎
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I'm happy already with the 20% interest, but a lot of small bits make something big too.... !wine !LUV
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If the 20% yearly interest is compounded continuously, then your initial investment will earn almost 22% after 12 months assuming you claim the interest every 30 days. 🤓 !PIZZA
I think 22% is a great interest. I never had that kind of interest before in a (almost) riskless way !LOL !LUV
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However, there are (fixed and/or variable) fees for both putting HBD or HIVE on your Hive account and then withdrawing them (plus converting them from fiat currencies or other cryptocurrencies), that you need to take into account. 💸😅 !WEED !LOL
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