I hear you. Our house sits on cements blocks, on dirt. Our pipes run under the house with all the duct work. I've had to battle the rodents that like to chew through the insulation. We keep our tap running at a dribble in the night. We've had our pipes freeze a few times, and always end up having to place a small heater out in the pump house to thaw everything out! But here in Missouri, we're not really getting the snow, but it sure is cold! 25 toady and dropping by the hour. I grew up in MI, UP and lower, so, I can't really say I miss the snow too much!