Uhh this is good information if you're looking for safety but this won't grow very well. That mix would be appropriate for a babyboomer about to go into retirement since income & growth generally are on opposite ends of the spectrum.

Here's some real and true facts. Most companies don't pay a dividend and companies that do so, usually do this in order to attract new investors and prop their share price up.

You are NEVER guaranteed a dividend even from a company that regularly pays them.

Furthermore companies that do pay dividends are generally underperforming companies and thus their price is flat or declining in the long run.

If you want to really supercharge your retirement portfolio, use the 80/20 rule and find a mix that works well for you.

Generally Warren Buffet's "golden rule" of investing holds true through out all times in the history of the financial markets.

Before you invest large amounts in a company for long term gain go to your grocery store and see if their products are sitting on the shelves there.

If you do that, then you will own companies that are producing products people buy every day. These are your 80% If they pay dividends that's even better.

For the remaining 20% you should find stocks that are subject to cyclical fluctuations and try to buy on the dips and sell on the rises (same with cryptos by the way). Usually this is quarterly, don't try to become a daytrader.

However you should take 10% and put it in things that are high risk (if you're genx or millenial, i.e. don't do this if your hair has already turned grey or fallen out).

Things such as cryptos, and high yield bonds. There are many companies out there that are paying 10 to 18% returns on their bonds because banks are skittish to lend. Yes they are considered "junk", but so long as their D&B rating is free and clear of outstanding unpaid liens then they aren't likely to go under any time soon.

As always though, do your own homework, your own research. $1,000 in BTC in 2010 would be $650,000 right now. That's only 6 years time span. No stock can match that sort of performance. Steem is similar but pays interest as well. Might want to look at buying some steem :)