You make a good point.... But the problem is that the world is in such shambles that investment opportunities are barely existent.
Nowadays, most investment products are as risky as playing on a Casino Roulette.
Even things like Oil, Gold and Silver have crashed from their highs and stagnated ever since.
The safest investment available in my country offers a return of 1%... before taxes. It's not even worth the effort.
PS: I've came here after a suggestion by @karamyog in the Pay It Forward Contest
I don’t know where you live? I wish the investment world was better where you are at. To give you an idea of how the US market is doing in the last years we have witnessed an 8% growth in our stock market overall despite the dips in between those years. All I can say is stay positive out there, be optimistic even though it’s a tough environment, do your research and keep reading for materials that can help you in your personal financial situation. Stay productive and seek out resources that can help you navigate through those rough financial waters. I know you can do it