Very interesting post @troglodactyl!

It's a good question, but I find it almost impossible to answer because I think that fiat money is one of the largest ponzi schemes in the history of the world. So it's almost like what would be the point in pointing out Ponzi schemes, when our entire monetary system is one.

Also, I think that Steem is probably more valuable than fiat money because it's causing people to compete by encouraging them to exercise the creativity muscle in their brain (figure of speech).

It seems to me as if though applications like Steemit which function on the blockchain are causing people to become smarter, and more engaged.

You might really enjoy this video, I know I did.