two things, ICOs will be regulated around the world.So taking the money will be a good faith efforts
Ether to crash ---unlikely!!!!infact it might go up again,the more I understand about casper protocol, I think it has much better viability
I think some form of centralization will be required. I am planning to write a blog about why a mix of centralization/decentralization would be the future!!!
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I look forward to reading that blog when you write it; I just followed you.
I also think when Ethereum goes full Proof of Stake - that will do a lot for the valuation as well, but as most things in life, only time will tell.