True, ETH and Stellar are best bets with a few other innovative followers - that's what will make this year ! Ripple has its place, but remember how it sat around $0.20 forever, may happen again - not that I expect it. People need to get ahold of their bitcoin fears, Bitcoin is still the bull it was, and if the little investors don't get their faith back in time, Wall Street will own it.
As long as it lasts, ETH and Stellar are my favorites.