I agree with your assessment here. I'm also a huge fan of ETH, but having a single individual be so (at least mentally) vital to the project is scary. Single point of failure, at least in the eyes of the community.
With that said IF something did happen and Vitalik decided to remove himself from being a part of ETH then I'm sure another group would take over, as it happened with ETC. Of course ETH would tumble a bit in value and may not rise as fast initially, but I think that is where we'd see if ETH can rise above the person who has been responsible for it.
In the long run it being more decentralized is a better option, but when it comes to the enterprise businesses, they are perhaps more comfortable with ETH because it is far more centralized and controlled than the rest of the crypto space... something these enterprises can naturally relate to.
Let's see where we go.