It is complex, but "overly"? That really depends on how you're trying to see it. I don't think you'd call it overly complex if the only other option was for you to open up your Solidity IDE and start writing your own smart contract, which is quite literally the only option Vitalik has helped provide you with. You should be grateful that there are those out there who take the time to create things like MetaMask and MyEtherWallet so that non-technical people like you can even use Ethereum. They don't owe you a thing.

You shouldn't need to need to understand all this stuff to carry out a simple transaction.

Except you did carry out the transaction, and it was made simple for you, otherwise you would be completely hopeless to even try to attempt to do so since, as you say, you're not a blockchain engineer. What you think should or shouldn't be is 100% irrelevant unless you are willing to put your time and effort into changing it.

The network should never just chew your money.

The network did work for you. You are using other peoples' computers to compute enough information to realize that you didn't know what you were doing, twice. If you don't think you should have to pay for using other peoples' resources to realize your mistakes, you're even more entitled than I thought.

you won't though, because you're spineless...

Really? I just find that laughable after already writing my response to him. You should really read it, it may help you understand how bad your perspective is.

If you want to get anywhere on Steemit...

Now you're "arrogantly assuming" what I care about. My content will include my attitude because I write on my terms. If that's not what makes tons of money on Steem, so be it. I'd take my own values over money any day, especially when I'm not relying on income from Steemit or crypto in general. I'm keenly aware of how it looks when you vote on your own content or are not bending over backwards to be courteous to entitled brats, and people who take offense to that and can't see the point behind the language are honestly not the people I give a fuck about reaching to begin with.