I do hope they are wrong.
We as humanity don't need yet another financial network. We need self-governed utility with all the benefits that technology can bring to make our lives more free.
Eh, time to go to bed. I can't express myself clearly .. Good night :)
I hope they are wrong too. Well sort of. I just hope steem gains some level of adoption and fetches a much higher price than it is currently. Anything beyond that is gravy to me. :)