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I didn't get in on the first round but looking at things maybe I should - probably FOMO setting in!

If you have bad cases if FOMO, buy ripple before they are being used by the majority of the banks in the world

Ummmmm...ripple the bankster coin...not sure about that! If the systems does go down then I think the banks may want to dump coins to increase liquidity - my guess. Or maybe to buy some just to hedge my bets.

across border transactions in 4 seconds, handles 1000 transactions per second, and can save banks 60% on processing fees, and work with the biggest bank in america, bank of america, yea i think its a good buy