The market prices the USD rate in, so u pay more... but you get to trade instantly and you can "time the dip".
The on-chain conversion uses the price feed as if SBD was 1USD, and it currently sits at $0.43 compared to SBD 0.47 per STEEM on the internal market.
But, on-chain conversion takes 3.5days and the average price-feed over that time afik, so it's a bit of a gamble, too.
I've added both your main and your actifit account to the watch-list, I'm pleased to see you're not cross-voting at all and those self-deprecating transaction memos are hilarious ;)
Thank you for the info and adding me to the list pretty cool. I will look at delegating I guess a bit by many helps as me keeping my bit does me no real favours.\n\nHaha I enjoy my motivational memos.
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