Good reflections and honest advice @broncnutz. :)
And by the way, the first part of your video about long term goals, retirement plans & 401Ks reminds me that you must put a peeled eye on intermediaries & financial advisors all the time to have them at bay every second of your working life. };)
Yep! in the meantime, seeding and making good relationships, cultivating them in a healthy way and gently gathering the fruits of mutual work squeezing the juice of each other job with justice and solidarity together, seems like the biggest challenge for everyone survival.
Cheers!! :)