Many of these cryptos have incredible objectives. NEO's objective is to create a complete digital economy in China. It's the only blockchain that meets the specification of the Chinese government, so it should be broadly adopted. When you buy a small dollar value in these cryptos with a great objective that is actually moving to meet it, it only takes a very small investment to get many coins to have a meaningful impact if held. The trick is to have a long term portfolio.

So many people I know think they are so smart that they are randomly following the price of cryptos and think they can successfully trade in and out. I'm not smart enough to do that, so I make sure to have a core holding. I suggest everyone does this first before trading. Then if you want to trade for profit, you have to have tools to do that effectively and haejin's lessons on Elliot Waves can enable this. Commit to buying the Elliot Waves book he recommends and reading it. I just started reading it this weekend.

With respect to dividends, some cryptos have dividends, some share in fees they rake from the use of their blockchain and some simply limit the total number of coins they will release and provide upside as demand for the coins increases as their platform is used. It just so happens that NEO pays a dividend.