Congratuation on your 3 years aníversary.. I agree, people should move their steem out of poloniex due to too much negetive issues with them. And yes Banks create money through many means : Loans, interest, debts and financial instruments and all these are built to cheat the common people hence why they are scared of cryptocurrencies because it eliminates their monopoly in controlling our finance...good post upped as always. You make great videos, what do you thing about my analysis between Dtube and Youtube feel free to see my post for details ....your support will be well appreciated. More success to you.