@joeparys, I think steem is one of the few projects in the crypto world that has actual use and has a bright future. Also, I think the banks are taking advantage of our capital and not paying enough interest to keep our money there. I think bitconnect is also a cool project that helps you earn around 1% daily return which you can cash out immediately. Here is my referral link, you can invest just a little bit to test it out and see for your self that it's not a scam: https://bitconnect.co/?ref=Yoska5