Thank you, and this page is now rich value between your post and several of the other comments. Thanks to all taking the time to lay out ideas here, as this could be a really key turning point for cryptos in the USA.

The next big ones will include the arrival of an ETF (the 'smart money' seems to think this is where BTC will get up to 10,000) and the arrival of official regulations from SEC, IRS and perhaps a House/Senate bill.

The official regulations will tell you which cryptos the big banks will try to kill off, IMO. Keep in mind that at this time your crypto riches 'assume' that we will always have bridges to move cryptos to and from fiat, and those guys control the bridges.