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Yea, the coldest I've ever ridden in was 37 ... that is too cold for this girl, I was miserable! You're right, 50's are ok once you get moving, but I'm definitely into the fair weather.

I ride through winter. A balaclava helps. But below 20 degrees is pretty difficult.

Omg 20 is so cold lol!!!! My fingers & toes are the hardest, they just go numb & then I’m done. I have toe covers & a balaclava, but my body just can’t take it. I’m from St. Croix in the US Virgin Islands, so I think that maybe I’m just not made for it sometimes haha!