I agree. If you get in early in one of these programs and have some patience, they can work out well.
That said, I noticed you don't have a link to either Control-Finance or WiredCoins, Have you heard of them? They're the ones I use and so for I'm like them a lot. I have videos on my Steemit blog about them.
I'm not trying to be a total shill for these programs, but it seems you might be interested. I know I was interested when I saw a post about them. But like anything, you cant take one person on the internet's word for it. :D
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