Well said @ajaygautam621 above points are very useful and if anyone follow then he can make the most out of it. One point I want and that is- like you said don't invest on ico then also don't invest on MLM coins as they just come in the market to grab money. Don't trust in any MLM no matter what white paper and project they show. If you follow this then you can save your heard earned money as mlm never give you profit.
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we said @alokkumar121