I ended up with NEO because of Bitfinex ousting US investors and I had to find something with a working wallet. I was actually holding IOTA but never could get that wallet to function. Pitty because the price of IOTA really took off from the $0.5 point where we had to sell and get off bitfinex in November. I picked NEO because of your interest and I am pleased with its performance. I have one other coin that stakes Neblio(NEBL). I actually prefer Neblio because it does not split the currency and it pays 10%.
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I think NEO and IOTA are both good holds, but I personally put more faith in NEO as it is much further ahead in development. 2018 is a big year for NEO, while IOTA is aiming more for 2019-2020 I think. It kind of sucks that you missed out on the crazy IOTA gains, but I personally feel like NEO, despite it's gains, has not had 'crazy gains' yet like some other coins have. I feel it's overdue for NEO to do something like Cardano, TRON, XRP or RaiBlocks did. But massive spikes have not been NEO's thing too often, so perhaps I'm mistaken.
I dare not let go of my NEO, though! I just know the moment I do, it's going to shoot up like crazy and I'll regret it forever ;)
I will have to look into Neblio, i don't know much about it yet