Buenos Dias / Noches /Tardes^^
I thought that may have been the case, I've been there too! I've been lucky that I haven't needed to withdraw much at all from my Steem funds but I have transferred modest amounts to exchanges in order to invest in other cryptos.
There's also important lessons to learn while dealing with different exchanges and i feel like i always learn something from my experiences (sometimes learning the hard way,lol).
Yup, the 50/50 option is very useful for covering all your needs.
Anyways, hope things are looking up for you have a good one.
hehe - thanks for your support and care. I like to spread around what I have when there is no guarantee backing the integrity of a system - there are a variety of outcomes which could potentially result in crypto wallets vanishing, so it makes sense to me to be careful.