CREDITS is an open blockchain platform with autonomous smart contracts and the internal cryptocurrency. The platform is designed to create services for blockchain systems using self-executing smart contracts and a public data registry.

+Minimum viable product (MVP) you can test here - https://credits.com/en/wallets/login
+The Alpha version is ahead of schedule and is expected to be released in January 2018, prior to the ICO. The full release will be approximately four months later.

General

CREDITS platform is the first completely autonomous blockchain system. The platform offers a new, extended application programming interface (API) that utilizes a Turing system capable of creating services using cycles, schedules, and unique functions. No other platform offers smart contract execution speeds near those of CREDITS. In addition, the CREDITS platform can function completely autonomously and without the need for external systems participation. Accordingly, CREDITS is fundamentally differentiated from any other current blockchain platforms.
The CREDITS blockchain platform can be applied in all areas of the economy, where high level of data security, fast data processing and automation of business processes are required. (financial institutions, insurance companies, payment services, exchanges, iot...)

Advantages

HIGH VOLUME
More than 1,000,000 transactions per second, with future scalability to 10,000,000 per second

LIGHTNING-FAST PROCESSING TIMES
As little as about 0.01 seconds per transaction

INEXPENSIVE TRANSACTION FEES
As low as 0.001 USD per transaction

SMART CONTRACTS CAPABILITIES
New, advanced functionalities with developer-friendly interface and programmability

Comparation with bitcoin and etherium

Features	CREDITS (CS)	Bitcoin (BTC)	Ethereum (ETH)
Registry type	blockchain + DLT	classic blockchain	classic blockchain
Decentralized nodes	Yes	Yes	Yes
Block Size	Dynamic	1 Mb	Dynamic
Consensus Algorithm	DPoS + BFT	Proof of Work	Proof of Work
Flexible configured blockchain	Yes	No	No
Coins	CREDITS (CS)	Bitcoin (BTC)	Ethereum (ETH)
Blockchain type	Public	Public	Public
Turing-complete code for developing smart contracts	Java language	Non-systematic	Solidity. Not complete, restricted.
Decision Making Process	BFT	Non-systematic	Non-systematic
Crypto algorithm	Symmetric-key algorithm + Asymmetric-key algorithm	Asymmetric-key algorithm	Asymmetric-key algorithm
Using third-party systems	Yes	No	No
Smart contacts	Yes	No	Yes
Allowed to create own application	Yes	Yes, but very difficult	Yes
API	Yes	No	Yes

Roadmap

January 2017
- Development of White paper
October 2017
- MVP Launch; Pre-Sale
January 2018
- Issue Alpha Version; First Users
February 2018
- ICO Launch; Placement on exchanges
March 2018
- Issue Beta Version
June 2018
- Release; New services

Advisors

Nitin Gaur
Director at IBM Blockchain Labs Austin, USA

Michael Kapilkov
Blockchain Advisement New York

Kyle Wang
Senior Consultant IBM Cleveland, USA

Christophe Ozcan
Blockchain technical - Expert France CEO & Co-founder at Crypto4All, Blockchain Ecosystem Advisor at Rockchain

Token sale

Credits plans to raise between 15 and 20 million USD during the Pre-ICO and ICO.
The company will only have access to 50% of the funds collected (max 7-10 million USD) during the first half of 2018. These funds will be used for development and marketing. Unspent funds will be unlocked after the full release of the platform.