Good post. However, you should check-out Monaco Card. Similar to TenX but they are aiming to be the first to have a direct partnership with Visa (TenX currently uses Wavecrest BIN). They are also not just aiming at the cryptocurrency world, but the average joe non-crypto user. They are looking to take on the real banks of the world and have a really good branding image.

The real interesting thing though is that they have a market cap at just a quarter of the size on TenX so there's so much more room for profit and growth. Monaco has already gone from $0.78 to its current price of around $12 which was a jump on coinmarket cap of 120 place to around 50 about now. If they were to reach a similar market capacity of TenX then an MCO would be worth $45-$50.

App Launch is due on the 31st of August and the Cards are due to ship in September. They also claim to have features that have not even been mentioned to the community yet. Expect announcement on the 31st August via their twitter, website and slack channel.