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Well, it used to be like that a couple of years ago. Currently is not like that. The salaries are very low but the prices are very high compared with the wages. Food prices are almost like international prices.

really? in about to invest my tax return into PM and crypto.. first time.. maybe about 5g AUD. how would you spend it? bulk 1oz?

Me personally, I would buy 10 oz or 1kg silver bullion bars, they have some of the lowest premiums, no taxes and has the greater potential returns over the long term. Cheers