gotta keep in mind that crypto is still in its infancy. no doubt, UI's and 'applications' such as digital identity systems will evolve to make the use much more simple and straightforward for the lazy.
and then again, maybe it's just another evolutionary test - the lazy of the bunch will get left behind while those committed to adaptation will thrive. or not. who knows.
Well, if history has taught us anything is that a handful of people create all the toys for the rest who just remains apathetic bystanders.