I agree. Many people lose their heads over this. One should never invest more than they can afford to lose. Many of us waste money (even when we can't afford it) on eating out, buying crap we don't need. If one was to only divert some of this into crypto it wouldn't be worrisome what the prices are doing.

And, if one doesn't speculate wildly on pumped coins and only buy quality projects on the dips, even better. It is not unreasonable to believe actions can be duplicated, and I will use Ethereum as an example (the photo was snapped just now by me from Coindesk).

On Oct 21st, 2016 you could get it as cheap as .45 each. Imagine if over a few months you had bought a couple hundred even with an average price of 1.00 back then. That would be worth a little over 100k now, that 200.00. If you had cashed out last January more than double that.

I am thinking with the upcoming regulations that will result in big money flooding in, the quality projects will never be this cheap again. Not only will those panic selling regret it, I believe anyone with money to scoop up bargains right now that isn't will be regretting it as well.