Financial service developers for remittances, based on blokchein Wirex, always keep abreast of world news fintech projects, which include not only traditional but also cryptocurrency electronic wallets. In this article we have prepared a review of the 6 services, allowing you to store, exchange, transfer and remove different types of digital currency.
On a wave of attention to cryptocurrency created dozens of new projects, including cryptocurrency wallet. Although skeptics point to the fragility of many undertakings, because there are only a centralized purses, and "centralized" - the word is not quite appropriate for blokcheyna. Still, we decided to talk about 6 the most worthy, in our view, multi-services.
HolyTransaction
According to the opinion of the community, HolyTransaction - the most reliable and easy to use for novice web wallet. Supports 9 cryptocurrency, two-factor authentication, "hot" and "cold" access and help in API integration with decent support. Virtually free of charge - very low rates and exchange instant translation.
Of the minuses: only the web - no software and mobile applications; No multipodpisi and HD wallet technology (hierarchically deterministic purse); keys are stored by a third party; service is not open source, and yes - the Safari browser lovers out there do not wait, proposing to use Chrome.
Coinomi
The second most popular service. Free, based on open source, has an impressive list of 43 cryptocurrency, sharing and backup tools in HD wallet; completely anonymous and foreign languages (including Russian). Keys user stores and access to the purse carried by keyword.
Disadvantages: no two-factor authentication and multipodpis, you are dependent on the application in the smartphone on Android, as the web version or iOS app yet. Maintenance is not eager to help the beginners. No financial instruments.
Kriptonator
Good Russian web-project. It offers instant (including RUR) and withdrawal of money to Yandex.Money, Visa and Mastercard, two-factor authentication, anonymity, mobile apps for iOS, Android, and analytics on them. There are a premium account for $ 4.99 per month with a favorable rate translations and without commissions. 11 cryptocurrency and attention to business users - special support and personal cabinet shops and API.
Cons: keys are stored third party source code - proprietary, and there is no backup in multipodpisi HD wallet. No software for desktop operating systems.
CoinsBank
Scotch "brother" Kriptonatora - new, but interesting service. It positions itself as kriptobank and produces chipovat prepaid Visa cards in different ways. It offers a trading platform, mobile applications and solutions for e-commerce. Judging by the active work with rubles (other than dollars and British pounds) and cooperation with Qiwi, project develop our compatriots. In other respects similar to CoinsBank Kriptonator mentioned earlier with the same drawbacks.
BIT.AC
Launched in March 2016 multi kriptokoshelek 15 currencies, according to the data in the personal office, praised for good exchange rates and referral program that gives up to 50% of allocations. As stated on the site, the project is created Bitcoin enthusiasts and experts in information security (apparently, the UI-designers were not among them). It offers instant, Android-app, API, two-factor authentication and prompt technical support.
Of the minuses: no financial instruments and HD wallet, the creators do not like iOS and desktop software, a lot of words about the "special high-security" without specifying the technical parameters.
BitGo
Bitcoin wallet BitGo gives customers the ability to conduct instant Bitcoin payments through blokcheyn storage. According to the company, monthly service processes about 300 thousand transactions totaling $ 1 billion. The high speed of operations is ensured through the use of its own design company - BitGo Instant, allowing to accept Bitcoin transactions before they are officially confirmed in blokcheyne
However, the operator gives 100% guarantee security of payment. BitGo uses multipodpisi technology: each transaction requires a two out of three secret keys (one key is stored on the server, two - the user). Besides purse supports two-factor authentication and protection against phishing. And in March of this year BitGo cooperating with HYPR, specializing in biometric authentication, encryption, and offline storage of biometric data. HYPR Technology eliminates the password. User authentication is performed through kriptotokeny in accordance with the provisions of the alliance "quick online identification» FIDO (Fast IDentity Online).
BitGo cooperates with many digital currency exchanges: Bitfinex, ShapeShift and others, so BitGo users are able to exchange cryptocurrency without leaving the purse. There is an API for developers.
From the obvious shortcomings: there is no support of the Russian language, there is a fee for outgoing payments (0.1%).
Wirex
We would like to say a few words about Wirex service. Despite the fact that our application performs all the basic functions kriptokoshelka - storage, exchange, input and output bitcoins - it would be wrong to put it on par with the above services, sharpened to work with a large number of digital currency.
The main specialization of Wirex - international money transfers and financial services to residents of countries with underdeveloped banking infrastructure. Through the use of BitGo Instant technology, we were able to achieve high cash rate (transfer comes within a few seconds, rather than hours, as in the conventional transfer systems), to expand the geography of remittances, increase the degree of reliability of the system and significantly reduce operating costs.
Wirex Mobile app allows you to make transactions with Bitcoin, transfer money, pointing to a recipient's e-mail, fill in the account debit card to convert funds from fiatnyh currencies in bitcoins, and perform other typical actions. Users can also integrate personal Wirex-accounts with PayPal, Amazon and Skrill, thereby enhancing their financial range of applications.
Each of the above kriptovalyutnyh purses has both its advantages and disadvantages. However much that developers of such projects are trying to offer customers a convenient tool for diverse use cryptocurrency. Perhaps, over time, thanks to the development of such services, digital currency deserve recognition of the most conservative members.