drakos I agree with you on that! Even though Ripple is not as decentralised as BTC, I think it has potential. As you mentioned the banks are interested in it and soon or later they may switch entirely to digital currencies. Most people turn to banks when they wanna purchase a house/car etc and perhaps this is where Ripple will play its role. I think if Ripple will become a standard currency for banks to hold our deposits , it may see a bright future at a higher valuation.