I do agree with buying stocks or cryptos with fundamental reasons, for retirement.
Let's talk about stocks; microsoft or AMS in DJ can be examples.
There are certain reasons a pioneer company like MS or a steel tycoon like arcelor stays long time in profiting and make passive income for stake holders.

But in cryptos, it will be more difficult to come in to such conclusion; BTC is a good example. It lacks currency properties, and also it is a fragile longrun investment option.

ETH seems to me most likely to stay in the market but still doubts are serious. The reason I believe is: the whole crypto ecosystem is very recent and new.

So if I wereyou, I would stick to my good plans for all cryptos and invest my major capital on traditional stocks, real estate and commodities.

Right now I have only 10% of my investment on crypto, mainly on btc, eth and eos and some steem.

I appreciate your advices 🙇🙇