I'm all about backup plans that I can afford. I don't have a private jet to go to a bug out location such as New Zealand. I'm just your regular Joe living a modest life.
If you're paying attention to some economist such Harry Dent Jr., Mike Maloney, and James Rickards, you'll notice that they almost all agree that there will be a major reset in the stock market. That will cause a cascading failure. Not only the stock market correction is likely to happen but you'll also notice the several thousands of retail stores that are going to close and go through bankruptcy. But wait there is more, the student loan collapse and sub-prime auto-loans are also at the verge of collapse. Earlier this week JP Morgan announced to regional banks to partner up as they see a major deposit drain sometime in December. It's just like 2007/2008 all over again but worse.
With all that looming and hints, if there is a bank run and or the major bank freeze, no one will be able to pay for things - civil unrest will ensue. This is where cryptocurrency comes into play. Right now with the current smear campaign of bitcoin tied to ransomware, I have a feeling they will make it harder for individuals to obtain bitcoins or some other form of cryptocurrency. If the Greeks had widely adopted bitcoins they likely wouldn't have to endure the pain they are going through now. All I am saying is to diversify some form of payment and have a backup plan.