Yes I've used coinsph. I mostly do online fund transfer to security bank/ bpi or bdo accounts. I've tried the cardless security bank withdrawal also, at cashout via cebuana (for the experience).
Notes:
- BDO has highest fees (200 piso)
- Cebuana depende sa cashout, over 100 piso for 5kphp
- SB cardless withdrawal faily easy to follow
- Bank transfer sa SB and BPI walang charge
I haven't tried gcash so can't comment there.
Thank you so much for the info! I'll open a Security Bank account then so I can direct transfer it.