I think that not even the real financial advisors know for sure what's going on, the real advisors will say only invest what you can loose jajaja and to invest in gold or silver, but I think that most people are looking for tips from people like you, so it's ok if you are not a pro financial advisor, just keep up posting good analysis and we'll all be thankful, I've done some research on Golem and I wasn't sure, but your post has made want to invest some with them, I agree too not to invest in only one coin!!