I still fall into the newbie category but, i am so paranoid about scams i haven't done anything outside a small bitcoin purchase and selling sbd. Even those two things alone i tread with caution. As you said, if you don't understand it, don't do it! Common sense for sure, but not really bevause everyone is doing it anyway (but me). I might regret not being more aggressive later? Or not. I play by my own rules, if I'm not 100% confident it will work i don't do it
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Well, it's okay to be cautious at first. It's a whole new technology, all those different keys, wallets, exchanges can be difficult to grasp.
I can only imagine a newbie trying to make an ETH transaction when the whole network is lagging, it can be nerve wrecking.
Just go at your own pace :)
Yep, I intend to. No sense rushing.