Yeah I think a lot of these firms rush into these ICOs - after all, it's the easy option vs venture capital and the associated due diligence checks.

Agree re: the health system - completely worth it - though a couple of extra nurses and doctors couldn't hurt.

Yeah I've read a few stories to that end re: Scandinavian nations, though I think one of them has a really high suicide rate too due to lack of sun/seasonal depression?