Ripple is ground breaking with it's cross platform payment, as well (~~~ embed:fd66ecb66d761ebaf545ea600c9e26a7). The big question is, will the majority of banks embrace a centralized company that holds such a high percentage of the tokens. gist metadata:ZW1zY2h3YXJ0ei9mZDY2ZWNiNjZkNzYxZWJhZjU0NWVhNjAwYzllMjZhNykuICBUaGUgYmlnIHF1ZXN0aW9uIGlzLCB3aWxsIHRoZSBtYWpvcml0eSBvZiBiYW5rcyBlbWJyYWNlIGEgY2VudHJhbGl6ZWQgY29tcGFueSB0aGF0IGhvbGRzIHN1Y2ggYSBoaWdoIHBlcmNlbnRhZ2Ugb2YgdGhlIHRva2Vucy4= ~~~
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i think so. if a lot of bank use it they are going to need a lot of tokens
It's a good way to stabilize the XRP.