I'm a highly diversified investor. I can't remember where I first heard about UTrust, but I'm constantly researching cryptos and on the lookout for promising new ones. Somehow UTrust registered on my radar. (This was before the large bear market hit, when people were still keen on investing all over the show.) I did what I always do, a whole lot of reading up on it, and what I found was a seriously undervalued coin with a very promising future. It's not to say that it WILL work, but I think it has a good chance.

Seeing a future for crypto payments by the not-so-crypto-minded population; I invested in TenX, Monaco (since sold - bad move) and Centra (since gone to nothing after the fraud case). Those were all credit card based. But with payments generally moving towards phones, when I found UTrust, and saw how good the project looked, it was a natural progression for me to take a position there.