Wouldn't you think that if we take any technology majority of users are "stupid"? How many of the people that create or let's say own a website know how it works or how to create one if it wouldnt be drag and drop?

My guess is that "stupid money" will stick with technology once there will be more product and applications that don't require to understand how it works. Cause at the moment to understand protocols what they can and will do is only for the few selected people. Wouldn't you agree?