Great post! Absolutely... so called "literacy" with todays devices is another form of dumbing down and laziness. People use their phone that spoon feeds, even forces them updates, and they think it makes them tech savvy.
Personally I want to know what is going on under the hood, and devices that actively block that (and even manipulate me to install updates,) piss me off.
If something like Cryptocurrencies are going to remain useful and not under someones thumb there has to be a critical mass of people who care to know what is going on under the hood.
IMHO, the best ease of use aims to lower the barrier for entry without obscuring the details which is a tough thing to get right.
For that we need education and mass adaptation of basic infrastructures. Right now most people don't even know how to operate their phone from the settings section.