With the recent pullback, now might be the time to start a position. One of the main reasons this crypto caught my eye was the fact that IBM was supposedly backing it. I have too many other irons in the fire right now to jump in, but if the price takes a bigger pullback I just might pickup some for my long term portfolio.
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Stellar is far undervalued in my opinion. I bought it last year for around $0.17 and have held ever since. I plan on holding it for a few years at least. They're launching their own lightening network in October in preparation for massive scaling and growth. I've got a feeling Stellar will have a few big announcements this fall that may be game changers.