Ripple is nothing but a P&D done by big hedge funds and their banker buddies. Pure and simple. Anyone looking to invest in Ripple should research the long list of lawsuits and links between Jed McCaleb, Ripple and Stellar: https://www.coindesk.com/?s=ripple+lawsuit

Ripple is not a REAL cryptocurrency, it's a for-profit company masquerading as a cryptocurrency.