Happy New Year @crypto.piotr , Your questions are more than welcome!

Well I would consider buying gold because gold has always & continue to do the real accounting in the economy when ever a flat currency collapse. A case in point would be the 2008 global financial crises. The price of gold jumped from $650 to $1,800 and currently sitting at $1,280.
Silver on the other hand haven't done well looking at historical data but I would still invest in it because she's been suppressed for so long and likely to explode anytime soon.

Why invest low cap healthcare stocks?
Hahaha... Yeah! I knew you were going to ask this one!
I would invest in low cap healthcare stocks because of the going legalization of cannabis across the health sector globally. If a financial crisis (hyperinflation) should occur in the future, this sector will sure do well on all sides of the market from my analysis. (Note: This is not a financial advice.)