As you mentioned, Cloak is going to make a handful of people very wealthy due to the limited coin supply and how hard it is to actually buy CLOAK on exchanges cause noone really wants to sell it. I do like that CloakCoin allows the fastest transactions among most digital cryptocurrencies unlike bitcoin. It is my understanding that no one can trace the identification of either the sender or the recipient, which I think is plus. Coins are safe and secure. An excellent technology using ENIGMA. It is decentralized and includes Proof-Of-Stake mining which doesn’t require expensive hardware. The coins are highly rewarding by getting interest. And last but not least the wallet is very easy to use. I still belive, in the he next few years only few coins/ projects will survive just like dot com.