banks are made for the big boys to be able to move their assets around not the small cats like the rest of the people
If I have 100$ sitting in my account doing nothing how can you take 35$ for annual maintenance while if you are premium client it's free...?? lol
banks make no mofo sense...me!
Let's not talk about withdrawal limits...no deposits limit though...lol
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Of course, all banks operate on fractional reserves. They can't let everyone withdraw their money all at once at the same time or it would wreck their business model.