"[banks] controlling scarcity" not different to a whale controlling it...don't be biased. Also, Ripple have said many times, YES the banks do not have to use it, BUT why wouldn't they if it saves them money and has a crap ton of liquidity?
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We'll see. It's a HUGE IF.
? its been confirmed today. I touched on it here if you want to find out more: https://steemit.com/ripple/@guidescrypto/05-01-18-crypto-recap
Its not banks but close enough right?