I was browsing through Twitter one day and came upon an ad for this mobile bank called Revolut.
I usually avoid ads but this time I wanted to try out their app so I decided to make an account. I got my account verified in about 10 minutes after submitting the required info and a few days later they sent me an email telling me I could get a free prepaid Visa. They also had optional credit cards which wouldn't have been free. The card looked nice because... it was sparkly and had some colors in it. Yesterday I got the card in the mail and bought a juice from a grocery store as a test purchase. It seemed to work as it is supposed.
I also tried their crypto option. You can exchange your fiat to some of the most popular cryptos and vice versa but you apparently can't make external transfers which makes it quite a useless option to have in my opinion.
Positives
-Instant and cheap currency exchanges. Will be useful when I go to Switzerland and probably some other countries soon.
-Options to set yourself a budget and you can also see a graph of your monthly balance
-Fingerprint log in
-Colorful card?
Negatives
-No external crypto transfers
-Most likely not as trustworthy as national banks
I have a Revolut bank. I got it mainly as a big FU to the banks. Crypto on it is pretty pointless. I do love it for going abroad though. I do intend to switch from banks entirely in the near future.
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