I have a 73-year-old client trading crypto. She just said she thinks it's time to look for safer investments.
I think the start of this year will see a bull run on alt-coins, people have seen BTC, ETH, LTC, DASH and now XRP rally, they are going to look for the next coin to do that. A month ago everyone wanted to buy Bitcoin or Litecoin. Recently all my clients were asking about Ripple, now they are all talking about alt-coins like Electroneum and such.