I don't think anyone knows enough at this point to make any kind of a call like that with so many different competing similar currencies. I think it does have great potential and at the current price it doesn't hurt to pick up some to see what happens or mine some and see what comes of it. The potential is there...like many others. I strongly agree with @cryptoviking that Ripple is a much safer bet being that actual banks are working with Ripple to tie it in to their systems but at the same time I don't think it hurts to pick up some XDN while its so cheap just DO NOT spend anything you aren't willing to lose. $10-$20 at the current price gets you a good small amount to start with and just see how it all develops over the next few years. In my very humble opinion you need to just do your research and stay on top of these different technologies and keep a close eye on how they are being developed and integrated into society. Best of luck and just be smart!